Terms and Conditions
You can access www.barodapioneer.in
(herein after referred to as "this Website”) or any of the Baroda
Pioneer Asset Management Company Limited's ("AMC") computer resource, subject to the terms and conditions
of use, as changed / updated from time to time entirely
at the discretion of AMC as set out below ("Terms of Use").
This Agreement is for an indefinite
term and you understand and agree that you are bound by
such terms.
General
1.
You understand that AMC may at any time, at its sole discretion and without prior notice to you, prohibit or restrict
your access to this Website or related services
or may discontinue or change, at any time, any of the services available through
this Website.
2.
Pages within this Website may contain supplemental Terms and Conditions and additional disclosures and disclaimers, which are in addition to these Terms and
Conditions, disclosures and disclaimers.
Capacity to contract
3.
You must be 18 years of age or older
to visit
or use this Website
in any manner. In the event that you are below 18 years of age, you are visiting
this Website at your own risk and you alone shall be liable for your actions. By visiting this site or accepting these
Terms of Use, you represent and warrant
to AMC that you are 18 years of age or older, and that you have the right, authority and capacity to use this Website and agree to and abide by these Terms of Use. By using this Website,
you agree
to follow
and be
bound by
all terms
and conditions concerning
your use of this Website.
Compliance with Applicable
Laws
4.
This website is intended for use by such investors, prospective investors and distributors authorized by law and regulations to invest / deal in Mutual Fund units. This Website is not intended
for distribution, or use by, any person or entity in any jurisdiction or country
where such distribution or use would be contrary
to local law or regulation. It is the responsibility of the respective person who accesses the information contained herein to observe all applicable laws and regulations of the relevant jurisdictions.
5.
The Use of this Website may be monitored, tracked and recorded. Any unauthorized, unlawful access may be subject to a legal recourse
by the AMC / Trustees / Sponsors of the
Mutual Fund.
User representations and warranties
6.
You represent and warrant to AMC that you will use this Website in a manner consistent
with any and all applicable laws and regulations.
7.
You represent and warrant that you will not make any unauthorized usage of this Website including but
not limited to the
following:
a) transmitting or sending unsolicited commercial or marketing
communications;
b) deleting or revising any content;
c) attempting to decipher, decompile, disassemble or reverse
engineer any of the software
comprising or in any way making up a part of the Site; and
d) aggregating, copying or duplicating in any manner any of the content or information available from this Website.
8.
You represent and warrant that the you shall not host, display, upload, modify, publish, transmit, update or share any information that —
a) belongs to another
person and to which you
do not
have any right to;
b) is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's
privacy, hateful, or racially,
ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful
in any manner whatever;
c) harms minors in
any way;
d) infringes any patent, trademark, copyright or other proprietary
rights;
e) violates any law for the time being in
force;
f) deceives or misleads
the addressee about the origin of such messages
or communicates any information which is grossly
offensive or menacing
in nature;
g) impersonates another person;
h) contains software viruses or any other computer code, files or programs
designed to interrupt, destroy or limit the functionality of any computer
resource;
i) threatens the unity, integrity, defence, security
or sovereignty of India,
friendly relations with foreign
states, or public
order or causes
incitement to the commission of any cognisable offence or prevents
investigation of any offence or is insulting
any other nation
Contents on this
Website
9.
While due care has been taken to ensure the accuracy of information on this Website, the Mutual Fund, the AMC, the Trustee Company, the Sponsors and the RTA, shall not in any way be responsible for any loss or damage arising in contract, tort or otherwise from:
a)
any inaccuracy or error or omission of any data.
b) interruption or delay in
the provision of this service.
10.
In addition to and without limiting
the foregoing, AMC shall not be liable for any harm caused by the transmission, through
the services or information, of a computer virus,
or other computer
code or programming device that might be used to access,
modify, delete, damage,
corrupt, deactivate, disable, disrupt, or otherwise impede in any manner
the operation of the services or any of the user’s software,
hardware, data or property.
11.
You specifically
agree that AMC shall not be responsible
for unauthorized access to or alteration of your transmissions or data, any material
or data sent or received
or not
sent or received through the Website.
Property rights in information and services
12.
All trademarks, logos and service marks, information and content provided on this Website,
including
its
design structure and compilation, are privately owned
Intellectual
Property Rights
of AMC
and/or its affiliates
or group
companies and/or otherwise
permitted for the use of
AMC. You may not copy, transmit, distribute, modify, reuse, sell or display
any of the Proprietary Content for any purpose except
with the prior written
consent of AMC, which it may issue in its sole discretion. Unauthorised use of the materials appearing
on the Website may violate copyright,
trademark and other applicable laws, and could result in criminal or civil penalties. You are granted
a non-exclusive, non- transferable and limited
right to access this Website.
Linked sites
13.
AMC provides links to other sites for the convenience of users in locating related information and services. The content to which links may be made available
on this Website have not been developed, checked
for accuracy, or otherwise reviewed
by AMC. It makes no representations whatsoever about any such website which the user may access through this Website and is not liable to users for any content
viewed by them through
a link which may be provided from this Site. A link to a website
does not mean that AMC endorses or accepts
any responsibility for the
context or the use of
such website.
14.
AMC is not liable for any loss or damage caused
by any delays, inaccuracy, errors or omissions
in the content of any link, whether
actual, alleged or consequential. AMC is not liable for any content
displayed on the linked website,
not furnished or provided
to it by any third party including, without
limitation, the accuracy, subject
matter, quality
or timeliness of such content.
It is the responsibility of the user to take necessary
precautions to ensure that whatever is selected for use is free of such items as viruses and other items of a destructive nature.
Indemnity
15.
You agree to indemnify and hold AMC, Sponsors, its subsidiaries, affiliates, officers and employees, harmless from any claim, demand or damage, including
reasonable attorney’s
fees, asserted
by any third party due to or arising out of your use of or conduct
on the Site.
Amendments
16.
AMC reserves the right to add, amend or revise,
in whole or in part, any of the services or contents on this website or these Terms and Conditions
at any time without prior notice. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on users. You are requested
to keep yourself
updated for the changes by reading the same from time to time
Governing law
17.
The Usage of this Website and these Terms and Conditions shall be governed
by
/construed in accordance with, the laws of India.
Jurisdiction
18.
Any dispute arising out of the Scheme(s) and the usage of this Website
shall be subject
to the
exclusive jurisdiction of the Courts in India.
AMC reserves the right in its sole discretion to investigate and take legal action against anyone who engages
in any illegal or prohibited conduct or otherwise violates
these Terms and conditions.
Your continued use of this Website will be deemed acceptance of these terms and you will be unequivocally bound by all these terms and conditions, including amendments, if
any.
AMC has appointed
Mr.
Amitabh
Ambastha
as the Grievance Officer to redress complaints arising from the usage of this Website or usage of any computer
resource provided by
the AMC. The contact details of Mr. Amitabh Ambastha are as
under:
Name : Mr. Amitabh
Ambastha
Telephone Number:
022- 30741020
Email :
info@barodamf.com
In case you have any complaints arising from the usage of this Website
or any of the terms and conditions mentioned above including unauthorized usage by anyone as detailed in clause 8 above or the usage of any computer resource provided by the AMC, you are requested
to contact the Grievance
Officer at the details mentioned above.
Policy on Privacy &
Security of Information
We, at Baroda Pioneer Asset management Company
Limited ("AMC"), respect investors/ customers/clients right to
privacy.
We recognise that the lawful and correct treatment
of personal data is very important
to maintain investor's confidence in ourselves.
It is our endeavor to ensure that any personal data that we collect, process,
record or use in any way whether it is held on paper, on computer or other electronic media will have appropriate safeguards
in place to comply with our obligations of confidentiality
In this
regard, we
request investors/clients/customers
to kindly
read this
“Policy on Privacy and Security of Information” carefully.
The
terms as
may be
used in
this document
would be
in accordance with “The Information Technology Act 2000 as amended till date, Information Technology (Reasonable security practices and procedures and sensitive personal data or information)
Rules, 2011” and such other rules/regulations and Circulars as may be applicable.
Interpretation
- All references to the masculine shall include the feminine and all references, to the singular
shall include the plural and vice-versa. All references to client/customer/investor whether masculine or feminine
include references to non-individuals
also unless repugnant to the
context thereof;
- Any reference to any statute or statutory
provision shall be construed as including a reference
to any statutory
modifications or re-enactment therein from time to
time;
- Headings are for ease of reference only.
The Policy
Baroda Pioneer Asset Management Company Limited, a Company incorporated under the Companies Act, 1956, has been appointed
as the Investment Manager
to the Schemes of Baroda Pioneer Mutual Fund. Baroda Pioneer Trustee
Company Private Limited
is the Trustee to the Mutual
Fund. Bank of Baroda
is the Sponsor of the
The AMC either directly
or through third party service providers
engaged by the AMC (Service Providers) such as the Registrar and Transfer agents collects, receives, possesses, stores, deals or handles
information received from investors/client/customers
whether existing
or prospective.
Such information can be personal
and sensitive in nature as per the indicative list given
below:
- Bank Account details change of bank account details or registration of multiple bank accounts etc. through application forms;
- Payment instrument details at the time of submitting application at the time of investment or as proof for carrying
out change of bank account
or any other details of debit card obtained (if any);
- Generation and storing password (PIN) in encrypted form based on the request
from the investor under the
online mode of investments;
- Biometric information obtained, if any;
- Demat Account details like beneficiary account no. etc.;
- Annual Income and savings profile; and
- Other information
as may be considered as sensitive and
personal.
The aforesaid information is being collected by the AMC/Service Providers to respond
to your requests,
to process the investment applications and to also ensure safe subscriptions/redemptions through points of acceptance in physical
form, website, online portals, Automated Teller Machines and such other
mode. The AMC may also call the investors to inform them with respect to the other products
or services offered
by the AMC. The said information is also being collected
to be compliant
with the Know Your Client (KYC) norms under the Prevention of Money Laundering
Act, 2002, (PMLA), the rules issued thereunder, and guidelines and circular on Anti- Money Laundering issued by SEBI and SEBI (Mutual Funds) Regulations, 1996 as amended till
date.
The aforesaid information is the basis of our ability
to provide investors/clients/customers with good, qualitative, timely and efficient service, while also
keeping the information and data provided
totally secure and confidential.
We endeavor to have suitable
technical, operational and physical security controls and measures to protect investors/customers/clients personal/sensitive data or information that are commensurate with the
nature of our business
at all times.
We permit only authorized employees who are trained in the proper handling of customer information, to have access
to aforesaid information. We would ensure to enter into suitable terms with third party service
providers in order to protect client confidentiality and follow a non-disclosure or restricted disclosure policy. Further, the employees who violate the privacy and confidentiality promise shall be subjected
to disciplinary action.
We shall reveal only such information to external authorities as may be found relevant and necessary in order to comply with the applicable laws of the land and to third party service
providers to ensure
smooth functioning of the activities as may be prescribed under applicable laws like Registrar and Transfer Agents/distributors/banks/sub-brokers/call-centers/custodians/depositories and such other entities/persons. By using our website or by agreeing
to transact with us, you agree to the above sharing
of information during your relationship with us. We may also
be required
from time
to
time to disclose
investors/customers/clients
personal information to governmental or judicial bodies or agencies or our regulators based on
their requirement to comply with the applicable laws
including cyber laws. In addition
to the above we may also use the information shared by investors/clients/customers to contact
investors/clients/customers regarding the products and services offered by us and seek feedback on the services provided. Further, such information may also be used by us to generate statistics and reports and/or to protect
and defend the rights, interest and property of the Mutual
Fund, AMC, Trustee
Company, Sponsors & its affiliates and directors and/or to enforce legal rights or provisions of the Scheme related
Documents of the Mutual Fund viz. Scheme Information Document (SID), Statement of Additional Information (SAI) and Key Information Memorandum (KIM). Further, it may be noted that Internet
Protocol (IP) addresses,
browser supplied information and site session
information may be recorded as
part of the normal operations
and for security monitoring purposes.
Nevertheless, it is our foremost endeavor to ensure that the Customer’s Privacy is protected at all points in time. The customers/clients (whether existing/prospective) must ensure to recheck the information or data being provided
to the AMC or any person acting on its behalf.
Incase if any of the data/information is found to be inaccurate or incorrect, the same shall be informed
to the AMC for immediate
amendment. The AMC and any person acting on its behalf shall not be responsible for the authenticity of the personal
information or sensitive
personal data or information supplied by the
customers/clients (whether existing/prospective).
Our website
may use cookies. By using our website
and agreeing to these terms of use, you consent
to our use of cookies in accordance
with the terms of our privacy policy.
Investors/ Customers/ Clients shall not be covered by the terms of this Policy
if they access other websites using links from this website.
Further, despite our efforts to protect
investors/customers/clients privacy, if unauthorized persons breach security control measures and illegally use such sensitive/personal data or information, the Mutual Fund, AMC, Trustee
Company, Sponsors
and its affiliates and directors shall not be held
responsible/liable.
Amendments/Modifications
This Privacy Policy available on our website is current and valid. However, the AMC reserves the right to amend/modify any of the sections
of this policy at any time and the clients/customers/investors are requested to keep themselves updated for changes
by reading the same from time to time.
Retention of information/data
It may be noted that we may retain the data as may be provided by the client/investors/customers till such time as may be provided under the law and as required to efficiently provide service to the
clients/investors/customers.
Grievance redressal
If investors/customers/clients have any concerns
relating to their personal
and sensitive information they may be addressed to Mr. Amitanh Ambastha.
For more details
please refer to the Scheme
related documents
available on our website
viz.www.barodapioneer.in
.
Investors/clients/customers shall have expressly consented to the terms of this Policy if
they enter and use this website or provide any information while transacting with us.